First time Homebuyers


Not sure what questions you should ask me, your Realtor, when buying a new home?

Here are some quick ones for you....

You should be certain that a house is the ideal fit for you before putting in an offer. But how can you find your ideal partner when there are so many alternatives and so much competition?

Asking the appropriate questions will help you conduct the necessary research to find the ideal home. By doing this, you can be sure that your offer is competitive and that the house you're buying will fulfil your needs over the long run.

These are the top 15 questions you must ask when buying a home in order to separate the gems from the duds.

  • What is the entirety of my budget?
  • Is the house vulnerable to flooding or other natural disasters?
  • The merchant is departing, why?
  • What is offered for sale?
  • Were there any significant alterations or additions?
  • What is the roof's age?
  • How old are the primary systems and appliances?
  • How long has the property been listed for sale?
  • How much have properties in the area sold for?
  • Exist any risks to one's health or safety?
  • How many previous insurance claims have there been?
  • What kind of people live nearby?
  • How would you rate the area?
  • Is the house having any issues?
  • What will my closing costs be?
Still at a loss? No worries. I am here to answer all questions you may have AND make sure you ARE asking the right questions. 

Reach out to me for all the answers. 
Milind Jog
Royal LePage Credit Valley RE
(416) 561-7511



What Bank Of Canada's Rate Increase Means To The New Homebuyer

Inflation is expected to be higher than projected in the near-term

While the Bank of Canada has made the rate increase - it will make the mortgages more expensive- but will it make househunting easier? 

Clients are still looking for homes as the rates are still better than pre-pandemic...but supply is still low. 

What will change with this new hike? 

Reach out to me for answers to these questions. 
Milind Jog
(416) 561-7511
Royal LePage
Royal LePage Credit Valley RE




What is the bare minimum for a down payment?

The amount of money you put down on a house is referred to as a down payment. The down payment is deducted from the purchase price of your house by your lender. The rest of the home's cost is covered by your mortgage.

The amount you'll need for a down payment is determined by the home's purchasing price.

As a first-time homebuyer...I can guide you through the calculations so there are NO surprises or disappointments when househunting.

Contact me to learn more:

Milind Jog
Royal LePage Credit Valley
(416) 561-7511



First time home buyers - are you rushing to an online calculator?

With the way real estate is today, simply using online tools may not be enough for first time home buyers to get information on the reality of what they can afford in today's market. 

Things to consider: 

  • Downpayment
  • Budget for Monthly Payments
  • Accounting for other expenses(damage, emergencies, heating or cooling costs during peak seasons) 
  • Closing Costs
  • Home Inspections
  • Property taxes and Welcome Tax
Do you have any questions on the above? if so...reach out to me and I can assist you. 

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Milind Jog
Royal LePage Credit Valley
(416) 561-7511